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Data Privacy Detective

Data Privacy Detective

Veröffentlicht: 2024-10-24
© 2024
Data Privacy Detective - QR Code
31 Folgen
Audio
Anhören auf Apple Podcasts
31 Folgen
Audio
Anhören auf Apple Podcasts
Veröffentlicht: 2024-10-24
© 2024
Aktuelle Folge
Episode 186 — Data Privacy and Credit Bureaus: How false data and algorithms hurt people

Episode 186 — Data Privacy and Credit Bureaus: How false data and algorithms hurt people

The United States has three major credit bureaus - Experian, Equifax, and TransUnion. How they score individuals has a major impact on their lives. Credit scores can raise interest rates to double what an excellent rating would produce and can result...
Länge: 17:05
The United States has three major credit bureaus - Experian, Equifax, and TransUnion. How they score individuals has a major impact on their lives. Credit scores can raise interest rates to double what an excellent rating would produce and can result in inability to borrow or have a credit card. How the credit rating system works is hidden to most people. The Detective turns his spyglass to how the big three credit bureaus use false data, employ algorithms that inaccurately report credit risk, and invade personal privacy without consent.
Using a real time example, Episode 186 explores how incorrect information is used by a credit bureau and how its algorithm and data sets wrongly assess a person’s financial circumstances and report a false picture of the individual. This results in more than increased interest on loans. It creates a false profile of a person and exposes the individual to a misuse of private information that invades personal privacy without a person’s consent or advance knowledge.
Learn the inner workings of credit reporting and what individuals can do to protect their personal privacy and correct erroneous information spread by credit bureaus.
The first 155 episodes of Data Privacy Detective can be found on the feed of the Frost Brown Todd Podcast. You can listen on Apple Podcasts (https://apple.co/3IrHUTg), Spotify (https://bit.ly/49XRU2k), or Soundcloud (https://bit.ly/3T8EWrw).
Subscribe to the show on YouTube for a new video every week! https://www.youtube.com/@DataPrivacyDetective
Folgen-ID: 1000674282076
GUID: e43eeecf-2cdf-4052-912a-fb54738e7bcd
Erscheinungs­datum: 24.10.2024, 12:42:00

Beschreibung

Data privacy is the footprint of our existence. It is our persona beyond ourselves, with traces of us scattered from birth certificates, Social Security numbers, shopping patterns, credit card histories, photographs, mugshots and health records. In a digital world, where memory is converted to 0’s and 1’s, then instantly transformed into a reproduction even in 3D, personal data is an urgent personal and collective subject. Those who wish to live anonymous lives must take extraordinary measures to succeed in that improbable quest, while those who hope for friendship or fame through the spread of their personal data must learn how to prevent theft of their identity and bank account.
The first 155 episodes of Data Privacy Detective can be found on the feed of the Frost Brown Todd Podcast. You can listen on Apple Podcasts (https://apple.co/3IrHUTg), Spotify (https://bit.ly/49XRU2k), or Soundcloud (https://bit.ly/3T8EWrw).

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