When Lizzie finds out Sean is a hot New York stock broker, she thinks he suspects her of being a gold digger because she recently lost her nursing job. Lizzie is insulted by this, yet she can't resist Sean's heartfelt apology. When she learns that her deceased landlord and Sean had a dark, unhappy past, she vows to heal his wounds. But her kindness is greeted with hostility instead of warmth・・・